Rajashree Goswami

Neobank 3.0 - AI Driven Challenger

Neobank 3.0: How AI-Driven Challenger Banks Are Building Smarter, Leaner Financial Platforms 

By Rajashree Goswami | July 11, 2025
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In the quiet but fast-accelerating revolution of financial services, a new wave of banks is reshaping everything we thought we…

AI fraud detection

How AI Fraud Detection Became Banking’s Invisible Firewall

By Rajashree Goswami | July 8, 2025

AI fraud detection is rapidly becoming the most critical layer of protection in modern financial systems. As digital transactions scale…

AI Credit Scoring Systems

AI Credit Scoring Is the Infrastructure Shift No One Can Ignore

By Rajashree Goswami | July 7, 2025

Credit scoring is no longer a black box of legacy rules—it’s becoming a dynamic, data-fueled system driven by AI and…

AI fraud prevention

How AI Fraud Prevention Is Reshaping Fintech’s Future

By Rajashree Goswami | July 4, 2025

As global digital transactions surge and fraud losses accelerate, artificial intelligence is no longer just a support tool—it has become…

Leadership in Tech

Leadership in Tech: A Half-Year Recap

By Rajashree Goswami | July 3, 2025

In the first six months of 2025, leadership in the tech world quietly evolved. Not in splashy headlines or empty…

Decision-Making Models in AI Leadership

Decision Making Models in AI Leadership: Are You Building Accountability on the Loop?

By Rajashree Goswami | June 29, 2025
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In 1979, an IBM training manual mentioned, “A computer can never be held accountable; therefore, a computer must never make…

Data Mesh Architecture

Data Mesh Architecture and Distributed Data for Nomadic DevOps and Data Teams 

By Rajashree Goswami | June 28, 2025

Today’s digital operations aren’t rooted in a single server rack or centralized cloud account—they are borderless, fluid, and increasingly autonomous.…

The Future of IT Infrastructure Architecting for a Team That’s Everywhere

The Future of IT Infrastructure:  Architecting for a Team That’s Everywhere 

By Rajashree Goswami | June 27, 2025
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The very definition of IT infrastructure is undergoing a fundamental shift. The rise of hybrid work, the decentralization of data…

Asynchronous communication

Asynchronous Communication for CTOs: Collaboration That Scales

By Rajashree Goswami | June 25, 2025
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As distributed teams become the norm rather than the exception, the question CTOs must grapple with is no longer if…

AI Vendor Lock-In

The Great AI Vendor Lock-In: How CTOs Can Avoid Getting Trapped by Big Tech 

By Rajashree Goswami | June 22, 2025
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In the age of platform dependency, one strategic misstep can lock your business into a closed system and potentially jeopardize…